Invoice Finance · On-chain · UAE

Capital that moves
at the speed
of trade

Qist connects UAE buyers, suppliers, and investors through a transparent on-chain invoice financing marketplace — unlocking liquidity at every layer.

Simulate Returns

Avg. Yield

11.2%

across live invoices

Total Volume

AED 2.4B

financed to date

Live Invoices

847

open for bidding

Avg. Tenor

42 days

weighted average

Mechanism

Three roles. One liquidity loop.

Every invoice on Qist passes through a verifiable three-party chain before going to auction.

Supplier

Submit invoices against verified purchase orders. Get early payment without taking on debt.

01Submit invoice
02Buyer verifies
03Funds released early
View Supplier Portal →

Buyer

Approve supplier invoices on-chain. Pay on original due date — no supply chain disruption.

01Receive invoice
02Verify on-chain
03Pay investor at maturity
View Buyer Portal →

Investor

Bid on verified invoices in an open auction. Earn fixed returns backed by real trade receivables.

01Browse auctions
02Place bid
03Collect return + principal
View Marketplace →

Interactive Tool

See your returns before you invest.

Our deal simulator walks you through a live invoice auction — pick your capital, choose a deal, and see the exact return and timeline before committing a single dirham.

Launch Simulator

Sample · Al Futtaim Group

Invoice Amount

AED 280,000

Tenor

45 days

Yield

12.4%

Risk

AA-rated

Return

AED 4,298

Infrastructure

On-chain settlement

All payments cleared on-chain with immutable audit trail.

KYC/AML verified

All participants undergo UAE-compliant identity verification.

Sharia-compliant

Structured as murabaha — no interest, no riba.

CBUAE regulated

Operating under Central Bank of UAE oversight framework.

Get started

Finance moves when trust does.

Apply to join the Qist platform and start participating in verified invoice auctions today.

Read Docs